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In this way you are saved the worry of putting your house or any other asset as collateral. This type of loans is very useful for heavy industry
With an unsecured, high risk loan, that goes on your credit score as debt. ... However, a car title loan won't effect your score for the better by that much. Paying off loans quickly are often great ways to raise your credit score in a hurry, however it won't be this way with a car title loan.